How does a home service contract differ from homeowners insurance?

A home service contract covers you for mechanical and electrical repairs. These issues are usually more common, while homeowners insurance covers damages that occur less frequently as a result of events such as a natural disaster, theft or fire.

Disclosure: The information about our Home Service Contracts contain a general summary of the benefits available, but not all properties qualify for coverage. For complete information including details of benefits, coverage, specific exclusions, conditions, and limitations please refer to the complete terms and conditions of the Home Service Contract. A Home Service Contract is optional, cancellable and in no way required to obtain credit. A Home Service Contract is often referred to as a “Home Warranty”, but it is not a warranty. It does, however, provide repair coverage for your home. Not all consumers have previous coverage. We are not affiliated with your current mortgage holder.